What if My Injury is Caused by a Third Party?

Steps to Take for a Third-Party Claim

There are many reasons why people might choose to pursue a third-party claim. Maybe they were injured in an accident that wasn't their fault, or maybe they need to file a workers' compensation claim after being hurt on the job. Whatever the reason, pursuing a third-party claim can be complicated and daunting. This blog will outline the steps needed to identify the third party as liable and file a successful claim.

Identify Who Is At Fault

The first step to filing a third-party claim is to identify who the liable party is. If you were involved in an accident, this means pinpointing the individual or organization that caused the incident. This could be a person, a business, or even a municipality. Once you have identified the liable party, it's important to gather evidence of their liability to support your claim. This could include pictures of the accident, medical records from any injuries suffered, or even witness testimony.

Familiarize Yourself With the Law

The next step is to familiarize yourself with applicable state and local laws related to third-party claims. Knowing the law will help you understand what evidence is needed for a successful claim and how much compensation you may be entitled to. It's also important to understand any deadlines or statutes of limitation that may apply to your particular case.

For a more efficient process (and to better help yourself understand these steps), it's beneficial to contact an experienced personal injury attorney as soon as possible. Not only will they be able to help you navigate through this often complicated process but they will also help keep you on track for specific deadlines and know what you need to file.

File The Claim

Depending on the nature of the accident, the process of filing a claim can vary slightly. Generally speaking, though, you will need to file a written notice with the liable party’s insurance company that includes detailed information about your claim. This should include any evidence supporting your claim and a description of the injuries or losses suffered as a result.

Once you have filed the claim, it's important to be patient and wait for a response. The liable party may agree to compensate you for your losses or may dispute the claim. If this is the case, you may need to enter into negotiations, or you may need to take the dispute to court. Either way, understanding how to pursue a third-party claim can help you protect your rights and get the compensation you deserve.

When you need legal assistance for a third-party claim, Maring Williams Law Office is here to help. Our team has been helping clients across North Dakota, Minnesota, and Montana for more than three decades and can help you to a resolution. Call (701) 402-6644 today to learn how we can help.